It is important you read this agreement and agree to the same. The terms "we", "us", "our", and "WeMakeScholars" refer to WeMakeScholars Edtech Private Limited, incorporated in India. The terms “Site”, “this website” refers to “www.wemakescholars.com”.
This Agreement states the terms of use under which you may access and use the website. WeMakeScholars reserves the right to change or update this agreement at any time and in its sole discretion. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of changes will constitute your acceptance of such changes. We encourage you to review this agreement whenever you visit this website. If you are dissatisfied with the terms, conditions, rules, policies, guidelines or practices of wemakescholars, you may contact us with the reason of your dissatisfaction.
The information contained in this website is for general information purposes only. The information is provided by Wemakescholars and its freelance helpers, its employees, owners and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any other loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of WeMakeScholars. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, WeMakeScholars.com, its writers, owners take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
WeMakeScholars makes no warranty that the Site or the content is free from infection by viruses or anything else that has contaminating or destructive properties.
WeMakeScholars doesn't collect any payment through its website because all the services are FREE. You must not pay any money to any WeMakeScholars employee or anyone who is representing to be a staff of WeMakeScholars, for any services. We will not be responsible for any refund of the money paid by you to anyone, who is or represented to be a part of WeMakeScholars.
All wemakescholars users, lending partners and other partners and visitors to wemakescholars.com must abide by the following rules in relation to their access to and use of this website:
Such unauthorized use may also violate applicable laws that may give rise to our civil or criminal liability or which may constitute or be considered a violation of any local, national or international law, including but not limited to laws relating to copyright, trademark, patent, or trade secrets. You represent and warrant that you will comply with all applicable regulations, including, without limitation, those relating to the internet, data, e-mail, privacy and the transmission of technical data.
The copyright and all other intellectual property rights in this site belong to wemakescholars or its licensors unless specifically mentioned otherwise. You may view and print materials on the site and make reasonable personal use of those materials, including reasonable copying. You may not use framing techniques to display this Site, any part of it or any other proprietary materials of Wemakescholars. You may create hyperlinks to the wemakescholars.com home page as long as the link does not use our logos or graphics and does not refer to wemakescholars or any person or website associated with wemakescholars in a manner which is false, misleading or derogatory.
You retain ownership of all the content you post on the website including but not limited to posts, comments, information, etc.
In addition to this, by submitting content to this website, you grant us non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distribution methods (now known or later developed).
We may modify or adapt your content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to your content as are necessary to conform and adapt that Content to any requirements or limitations of any networks, devices, services or media.
We give you rights to re-post any content of the website anywhere on the rest of the web provided it is not tagged as non-reproducible by the original poster, only under following conditions: (i) You must attribute WeMakeScholars by name in readable text and with a human and machine-followable link (an HTML < a>anchor tag) linking back to the page displaying the original source of the content on wemakescholars.com on every page that contains WeMakeScholars content; (ii) You may ask user for his/her permission if you are allowed to use their name, please remember that user have the rights to demand contributor rights or credits for their content; (iii) If requested by us or users, you must delete the content or part of it.
WeMakeScholars at its sole discretion reserves the rights to change credits earning and expenditure schemes at any point of time. We also reserves the right to expire, cancel, modify or delete all or few of your creditsfor any reason, including for violations of these terms and conditions, or for no reason without notice to you. WeMakeScholars may cancel any transaction if we believe that the transaction violates any of our terms or policies, or for no reason at all.
Third party content refers to goods and services of third parties may be advertised and/or made available on or through this website including links, content and any data furnished by third party.
Representations made regarding products and services provided by third parties are governed by the policies and representations made by these third parties. We shall not be liable for or responsible in any manner for any of your dealings or interaction with third parties. If you decide to access linked third-party web sites or use their service or avail the offer or engage in any manner, you can do so at your own risk.
You agree to indemnify and hold us harmless, our subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from any claim or demand, including reasonable attorney's fees, that may be made by any third party, that is due to or arising out of your conduct or connection with this website or service, your provision of content, your violation of this Terms of Use or any other violation of the rights of another person or party.
Notwithstanding any of the terms mentioned in this agreement, WeMakeScholars reserves the right, without notice and in its sole discretion, to terminate your account and/or to block your use of the Site.
The cashback is NOT given all at once. It is NOT given after sanction. The cashback process is linked with the disbursement of the loan by the student. At every disbursement, the student gets the cashback how much ever is applicable for that particular disbursement as calculated by the bank and WeMakeScholars.
Cashback limits:
You will be rewarded with a cashback on multiple disbursements to a maximum of 3000, as you are supporting the Digital India campaign by applying for your study abroad education loan via WeMakeScholars. But in certain cases, you may be eligible for less than Rs. 3000 because it depends on the disbursement amount.
Cashback crediting timeline:
Please note that as per the guidelines, the cashback is transferred at particular intervals. There is a verification process done from the bank's side about your disbursement. The cashback cycle is as follows:
If you have taken the loan from a public bank via WeMakeScholars, then the cashback will be credited as below:
Q1= Disbursement done in Apr/ May/ June = By 30 Sep the cashback will be credited
Q2= Disbursement done in July/ Aug/ Sep = By 31 Dec the cashback will be credited
Q3= Disbursement done in Oct/ Nov/ Dec = By 31 Mar the cashback will be credited
Q4= Disbursement done in Jan/ Feb/ Mar = By 30 June the cashback will be credited
f you have taken the loan from a private bank/ NBFC via WeMakeScholars, then the cashback will be credited within 3 months of disbursement.
The referral bonus is NOT given to the referee all at once. It is NOT given to the referee after sanction too. The referral bonus process is linked with the disbursement of the loan by the referral (the loan applicant). At every disbursement, the referee gets the cashback as per how much his referral has taken for that particular disbursement. The exact amount is calculated by the bank and WeMakeScholars.
Referral bonus limits:
The maximum overall referral bonus per successful referral is Rs 3000. This applies for loans taken from any of the banks. But in certain cases, you may be eligible for less than Rs. 3000 because it depends on the disbursement amount.
Referral bonus crediting timeline:
Please note that as per the guidelines, the referral bonus is transferred at particular intervals. There is a verification process done from the bank's side about your referral's disbursement. The referral bonus cycle is as follows:
If your referral has taken the loan from a public bank via WeMakeScholars, then your referral bonus will be credited as below:
Q1= Referral's disbursement done in Apr/ May/ June = By 30 Sep the referral bonus will be credited
Q2= Referral's disbursement done in July/ Aug/ Sep = By 31 Dec the referral bonus will be credited
Q3= Referral's disbursement done in Oct/ Nov/ Dec = By 31 Mar the referral bonus will be credited
Q4= Referral's disbursement done in Jan/ Feb/ Mar = By 30 June the referral bonus will be credited
If your referral has taken the loan from a private bank/ NBFC via WeMakeScholars, then the referral bonus will be credited within 3 months of disbursement.
All license agreements, use or any issues arising out of any activity regarding the use of this website will be governed by the laws of India and subject to exclusive jurisdiction of courts in the State of Telangana.
If you have any questions about our cancellation and refund policy or our Site as a whole, please feel free to contact us at hello@wemakescholars.com